All Tools
1049+ free tools

Investment Calculator

Project how your investments grow over time with regular contributions. See your final balance, total contributions, and the magic of compound growth year by year.

Investment details

Initial lump-sum investment

S&P 500 historical avg ≈ 10%, bonds ≈ 4%

Projection
Final balance after 20 years
$196,523
$10,000
Starting amount
$60,000
Total contributions
$126,523
Interest earned
180.7%
Return on investment
Year-by-year growth
YearStartContrib.InterestEnd balance
1$10,000$3,000$942$13,942
2$13,942$3,000$1,270$18,212
3$18,212$3,000$1,624$22,836
4$22,836$3,000$2,008$27,844
5$27,844$3,000$2,424$33,268
6$33,268$3,000$2,874$39,141
7$39,141$3,000$3,361$45,503
8$45,503$3,000$3,889$52,392
9$52,392$3,000$4,461$59,853
10$59,853$3,000$5,080$67,933
11$67,933$3,000$5,751$76,684
12$76,684$3,000$6,477$86,161
13$86,161$3,000$7,264$96,425
14$96,425$3,000$8,116$107,540
15$107,540$3,000$9,038$119,579
16$119,579$3,000$10,037$132,616
17$132,616$3,000$11,120$146,736
18$146,736$3,000$12,291$162,027
19$162,027$3,000$13,561$178,588
20$178,588$3,000$14,935$196,523

Related finance tools

Retirement Calculator
Find out how much you need to retire using the 4% rule. Project your nest egg and check if you're on track.
Net Worth Calculator
Calculate your net worth — every asset you own minus every debt you owe. Add and remove line items freely.
Currency Converter
Convert between 20+ world currencies using static snapshot exchange rates. Works offline, instant results.
Inflation Calculator
Calculate the future value of money considering inflation. See how purchasing power erodes over time.